Admit it: There’s nothing quite like a dreamy vacation spot that offers a scenic view of the water in a serene setting. But what if you could live in your happy place year-round?

We have rounded up 10 lakefront homes—all priced affordably below $500,000. Whether you are searching for a family home to enjoy plentiful water sports or a reasonably priced investment property to rent out, the laid-back lifestyle is certainly within reach.

Take a look at these sweet options.

106 N Lake Rd, Montrose, PA

Price: $499,900
Log home: Here’s the chance to live in a log cabin surrounded by the natural beauty of Bel-Air Lake.

The three-bedroom home on an acre lot was built in 2006. The 2,600-square-foot open floor plan boasts a two-story living room with exposed beams surrounded by walls of glass. A floor-to-ceiling stone fireplace would be the perfect spot to cozy up to on a chilly night.

The primary suite is located on the main floor, and the walk-out lower level has a bar.

You can relax outdoors on the first-floor covered patio or second-floor wraparound deck.

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512 Main St, Jackman, ME

Price: $499,000
Cabin with views: This adorable log cabin offers both lake and mountain views.

The three-bedroom home overlooks Bigwood Lake (Wood Pond) and offers stunning vistas of Sally Mountain. Inside, the 1,175-square-foot open floor plan features a vaulted ceiling and a loft area.

In addition to offering an abundance of water sports, the four-season property is home to a variety of winter activities. Dubbed “The Switzerland of Maine,” Jackman and nearby Moose River offer some of the best snowmobile trails in New England.

There’s an oversized shed on the property that can fit multiple recreational vehicles.

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616 Black Hawk Dr, Lake Ozark, MO

Price: $499,000
Classic community living: This three-bedroom abode is one of the original homes built in the Black Hawk Estates community.

The single-level, 1,218-square-foot home is lined with large windows, and all the bedrooms offer views of Lake Ozark. Two of the bedrooms have direct access to an enormous back deck.

The property comes with two boat slips in a protected cove and access to two community pools, a restaurant, and outdoor sports venues in the subdivision.

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223 Spring Lake Dr, Mineola, TX

Price: $481,900
Brick beauty: Who wouldn’t want to work from home in this brick abode featuring an office with a private entrance and deck?

Built in 2000, the scenic three-bedroom home overlooks Spring Lake, which is stocked with bass, catfish, and tilapia. There is a gas fireplace in the living room along with built-in bookcases. The sunroom is a lovely spot to take in the views.

The backyard oasis features stone-tiered hardscaping, several spots for lounging, and a walkway to a private dock with a boat slip.

The price was just reduced by $16,000.

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139 W Entrekin Rd, Cobb, GA

Price: $460,000
2 lots, 1 property: This property overlooking Barren Lake includes two lots.

The 1-acre lot features a cypress-sided residence with two bedrooms. The 2,070-square-foot open floor plan boasts three stories. The living room has a cathedral ceiling with exposed beams and a floor-to-ceiling stone fireplace.

The adjacent lot has a workshop and boat ramp. A double boathouse is included in the sale.

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6186 Reservoir Rd, Hamilton, NY

Price: $439,000
Multifamily living: This two-unit property near Colgate University offers multifamily living space or potential for rental income.

Located on picture-perfect Lebanon Reservoir, each 960-square-foot unit features two bedrooms and one full bathroom. The property was built in 1974 and recently modernized. Updates include an electric fireplace in the living room, white Shaker cabinets, and new appliances in the kitchen.

There’s a covered patio on the first floor and a covered porch upstairs.

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67 Bluff Ave, Warwick, NY

Price: $425,000
Country cabin: This cozy two-bedroom home features a front-row view of Greenwood Lake.

The 1,062-square-foot dwelling comes with a wood-burning stove, cathedral ceiling, exposed beams, and restored hardwood flooring. Built in 1931, the domicile features two dining areas and a living room with access to a wraparound deck.

The year-round property is close to wineries and breweries, as well as hiking paths along the popular Appalachian Trail.

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W6398 Hansen Rd, Park Falls, WI

Price: $419,000
Set on 7 acres: Designed for extended family or a rental opportunity, this 7-acre property boasts a three-bedroom main home and a two-bedroom guest space.

Located on Hansen Lake, the 2,476-square-foot primary residence was built in 1930. It features a spacious kitchen with a center island and a dining area with gorgeous lakefront views. The sunroom has a double-sided fireplace, and the primary suite has direct access to the back deck.

The two-bedroom guest space is above the two-car garage. It has a wood-burning stove in the living room and sliders that open to a private deck overlooking the lake.

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1096 Ottawas Ln, East Tawas, MI 

Price: $379,900
Lake Huron home: This property comes with an “observation room” on one of America’s Great Lakes.

Basking in the sheer beauty of Lake Huron, this modestly priced retreat features two bedrooms and one bath in 1,005 square feet of interior space. The layout includes an enormous deck with a glass-enclosed observation room, where presumably you’ll be spending most of your time.

Built in 1950, the cute wood-paneled cottage features heated flooring and upgrades to the plumbing and electrical. There is also a two-car detached garage with space for storage or a workshop.

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26295 Santa Barbara Dr, Edwards, MO

Price: $239,900
Furnished and fantastic: This affordably priced piece of prime real estate is being sold furnished and as is.

The two-bedroom home built in 1982 overlooks Lake of the Ozarks. The bright and open floor plan features a living room surrounded by windows and sliders that open to the largest of three spacious back decks. Each bedroom includes a private deck.

The property comes with a boat dock.

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